{"product_id":"first-time-homebuyer-affordability-binder","title":"First-Time Homebuyer Affordability Binder","description":"\u003cp\u003eKnow what you can actually afford before you fall in love with a house. This binder helps first-time buyers understand the full cost of homeownership, prepare lender questions, and approach the process with clear eyes.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eAffordability Snapshot (28\/36 rule calculator)\u003c\/li\u003e\n\u003cli\u003eMonthly Payment Stress Test\u003c\/li\u003e\n\u003cli\u003eHidden Cost Tracker (closing costs, PMI, taxes, HOA, maintenance)\u003c\/li\u003e\n\u003cli\u003eLender Questions Checklist (9 must-ask questions)\u003c\/li\u003e\n\u003cli\u003eInspection Red Flags List\u003c\/li\u003e\n\u003cli\u003eNeighborhood Comparison Grid\u003c\/li\u003e\n\u003cli\u003eOffer Preparation Checklist\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cem\u003eInstant download. US Letter format. Print-ready PDF.\u003c\/em\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eEducational use only. Not financial, mortgage, legal, or tax advice. Consult licensed professionals before any real estate decision.\u003c\/strong\u003e\u003c\/p\u003e","brand":"Steady Step Printables","offers":[{"title":"Digital Download","offer_id":51904294748446,"sku":"SSP-04-HOMEBUYER-BINDER","price":27.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0993\/1341\/8526\/files\/photo-1560518883-ce09059eeffa.jpg?v=1779905757","url":"https:\/\/bento316.myshopify.com\/products\/first-time-homebuyer-affordability-binder","provider":"Bento316","version":"1.0","type":"link"}